Being in a relationship is exciting, whether it’s a first date or you’ve been married with children for the past decade. However, relationships can be expensive (see aforementioned children, for instance). Going out to dinner, vacationing on the beach, going away for a ski weekend, and even just keeping food on the table can all leave your checking account depleted and gathering cobwebs.
Yet, it’s impossible to never spend money, especially when you want to have fun and fully enjoy life. The key lies in finding the balance and deciding when it’s worth it to spend your hard earned cash.
Special occasions, such as birthdays, anniversaries, and celebrating promotions are times where spending a little cash is warranted. Even so, you need to be careful not to go overboard. If you go out to a lavish dinner to celebrate your wedding anniversary, there is probably no reason to expensively celebrate the anniversary of your first date or the first time you kissed.
Things You Both Can Enjoy
It is hard to avoid one sided spending; one spouse, for instance, may want to splurge on new clothes every now and then. Yet, limiting one sided spending to small amounts is a good idea. In other words, if you love golf but your significant other gets teed off at the thought of spending all day on the green, don’t spend a large amount of money going to the US Open. The same should be said for objects: if you are an electronics nut, but your spouse still uses a VCR, spending thousands of dollars on the latest flat screen television may not be the best option.
Vacations are another thing that often come with a hefty price tag. The average price of a domestic airline ticket was $247 in 2011. Add in the cost of hotel, food, and renting a car (among dozens of other things) and even short trips can cost bundles. But, on the other hand, vacations are a wonderful way to relax, see the world, and reconnect without the hassles of everyday life. For this reason, vacations typically warrant their cost. Should you spend $10,000 for an African Safari? Maybe not, but taking a relaxing or thrilling trip together can rekindle your connection and leave you both feeling refreshed.
Gifts for Others
People often spend a lot of money on gifts, reasoning that the gift isn’t for them so the cost is no object. This might work for some occasions, but not all of them. Spending on Christmas presents for the kids or birthday presents for your significant other is understandable: buying your third cousin once removed the newest iPad for her fifth wedding is less reasonable.
Regular Ol’ Dates
One of the reasons relationships can fall into what feels like a rut is that they tend to get monotonous. This is particularly true when you are trying to avoid spending money: according to Business Insider, the cost of a regular date in New York City averages $183. While going to the opera every week or dining in a new restaurant every other night may be a little overkill, setting aside a day each month to go out on the town can do wonders for the way you feel about each other.
Of course, dates don’t always have to cost money. A walk around the park, a hike in the mountains, a trip to the local ice cream shop, or an at-home movie night with candy and popcorn are wonderful ways to enjoy each other with little or no cost. Worry a little less about spending money, and just concentrate on spending time together.
About the Author: This article was written by Jessie Jane, relationship guru and blogger, who writes on behalf of www.moneyjobs.com. If your passion is helping individuals and couple with their finances, Jessie suggests banking jobs with moneyjobs.com.